Research

Research Papers, Policy Statements, and Relevant News Articles:

IHS Global Insight Study (2009)

Restrictions on Credit: A Public Policy Analysis of Payday Lending

An Analysis of Consumers’ Use of Payday Loans

Restricting Consumer Credit Access: Household Survey Evidence on Effects Around the Oregon Rate Cap

Restrictions on Payday Loans Do More Harm Than Good

Payday Lenders: Heros or Villains?

Payday Lending & Public Policy: What Elected Officials Should Know

Contrasting Payday Loans to Bounced Check Fees

Low-Cost Payday Loans: Opportunities & Obstacles

Payday Lending: A Practice Overview of a Growing Component of America’s Economy

Restricting Payday Loans Harms Consumers

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